Product Manager (Risk & Compliance) at Flutterwave

Our mission is to power a new wave of prosperity across Africa. By enabling global digital payments on a continent that’s been largely cut off from the digital economy, we’re creating the infrastructure to power Africa’s growth in the 21st Century. Founded in 2016 by a team of ex-bankers, entrepreneurs and engineers, we provide the underlying technology platform that allows businesses to make and accept payments anywhere in Africa. Our HQ is in San Francisco with offices in Lagos, Nairobi, Accra, and Johannesburg
The Role

Flutterwave is seeking a visionary Product Manager (Risk & Compliance) to bridge the gap between regulatory necessity and seamless user experience. You won't just be checking boxes; you will be the architect of our "Trust Layer." You will design and scale the automated systems from advanced KYC/KYB to real-time transaction monitoring that protect our ecosystem and enable Flutterwave to launch confidently into new global markets.

Key Responsibilities

Strategic Risk Roadmap: Define and execute a product vision that balances aggressive growth with robust risk mitigation. Transform regulatory requirements into scalable technical features.
Automated Compliance Infrastructure: Lead the development of automated platforms across  KYC, KYB, AML, and Sanctions screening workflows & processes to reduce merchant onboarding friction without increasing risk exposure.
Fraud & Transaction Monitoring: Partner with Data Science and Ecosystem risk to refine real-time fraud detection engines and transaction monitoring capabilities.
Provider Ecosystem Management: Act as the primary lead for 3rd-party risk/compliance API integrations. Continuously evaluate vendor performance (accuracy vs. cost) to ensure we are using the most efficient tools in the market.
Regulatory Subject Matter Expertise: Act as the bridge between compliance teams and broader Product & Engineering. Translate complex multi-jurisdictional mandates into actionable technical specifications.
Performance Optimization: Obsess over "False Positive" rates and onboarding drop-offs. Use data to streamline compliance checks, ensuring a "friction less " experience for legitimate users.

Required Competency & Skillset

The Experience: 7+ years of Product Management experience in FinTech or Payments, specifically focused on Risk, Fraud, or Compliance.
Technical Literacy: Deep understanding of API-driven architectures. You should be comfortable discussing how webhooks, payloads, and third-party integrations impact system latency.
Analytical Mindset: Proven ability to use data to identify patterns of fraudulent behavior or systemic compliance gaps.
Commercial Acumen: Ability to manage "Compliance as a Cost Center" by optimizing provider spend and improving operational efficiency.
Domain Depth: Expert-level knowledge of KYC/AML frameworks, PCI-DSS, and transaction monitoring logic.
Proficiency in leveraging ML models for anomaly detection, LLMs for automated regulatory reporting, and Explainable AI (XAI) to ensure data-driven risk engines remain transparent, compliant, and scalable