Experienced Recovery Officer at Baobabplus

We are a social business committed to energy access and digital access in Africa. We make accessible to all innovative products that meet the needs of local populations to change their life.

Baobab+ is available in Senegal, Mali, Madagascar and Ivory Coast.

Baobab+ is part of Baobab Group, a digital finance group specializing in financial inclusion in 9 countries in Africa and China.Job Mission

Recover bad debts from debtors who show unwillingness to pay back the loan taken.

Responsibilities

Conduct regular review and visits to clients with outstanding loan portfolios at risk.
Daily review of all the outstanding and overdue loan clients.
Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
Recovery of classified loans.
Initiates process to prosecute hard core debtors in line with guiding bank policy,
Negotiate work out plans with willing debtors.
Liaise with branches to manage and monitor non – performing loans.
Any other responsibilities that may be assigned by the immediate supervisor.

Educational Qualifications

Candidates should possess a B.Sc or HND
Must have completed NYSC
Previous work Experience or training in recovery (Preferably in an MfB or a commercial Bank).

Required skills/Experience:

Fluent in English and Hausa or Yoruba (spoken and written)
1 – 3 Years of experience in Recovery in a Microfinance Institution
Strong negotiation
Articulate and result oriented
High level of integrity
Accurate, organized and motivated
Previous loan recovery experience
Status Local contract with Nigerian MFB.