Head of Underwriting at Revolutionary Health Maintenance Organization (RevoHealth)

RevoHealth (RVH) is a Nigerian Health Maintenance Organisation (HMO) established as a transformative health financing initiative committed to redefining access to healthcare across Africa. We are on a mission to drastically reduce out-of-pocket healthcare payments, eliminate financial barriers, and deploy technology to overcome physical access challenges, making healthcare truly accessible to underserved populations.Job Description

The head of underwriting leads the underwriting unit by designing, implementing and enforcing risk selection, pricing, and portfolio management strategies that ensure profitability, sustainability and regulatory compliance of RevoHealth.
Core accountabilities of the role are centred around: profitability of the underwriting portfolio, quality and sustainability of pricing decisions, risk selection and exposure management, compliance with NHIA and internal policies, and alignment between underwriting assumptions and claims experience.

Responsibilities
This role focuses on:

Develop and implement underwriting strategy and policies
Define and enforce risk appetite framework
Lead pricing and risk evaluation of all health plans
Manage portfolio profitability and sustainability
Support product development and innovation
Provide data-driven insights to Management and Board
Ensure regulatory compliance and governance

Required Qualifications and Experience

Bachelor’s degree in Actuarial Science, Insurance, Finance, Economics, or related field
Professional certification (e.g., CIIN, actuarial qualifications, risk management certifications) – mandatory/preferred
Minimum 5–7 years’ experience in underwriting, insurance, or HMO operations
At least 5–7 years in a senior leadership role
Strong knowledge of NHIA regulations and healthcare financing in Nigeria

Key Competencies:

Strategic Thinking – Ability to align underwriting with business growth
Analytical & Quantitative Skills – Strong data interpretation and pricing capability
Risk Management Expertise – Deep understanding of insurance risk principles
Financial Acumen – Ability to link underwriting decisions to profitability
Regulatory Knowledge – Strong grasp of NHIA and healthcare regulations
Stakeholder Management – Ability to influence Sales, Brokers, and Providers
Decision-Making – Sound judgment under uncertainty