Credit Officer at Fort Knox Group

Fort Knox Group is one of the most diversified security and financial outfits in West Africa with fixed based operation in Nigeria servicing security contracts throughout the West Africa sub-region from its headquarters in Abuja, Nigeria.

The company has a hard-earned reputation for excellent business practices and delivery, built over 95 years of global experience in the corporate world, security, intelligence and financial industries. The groups activities encompass Guard Services, loan and PDO Recovery, Patrol system, and tracking systems.Key Responsibilities

Review and evaluate loan/credit applications in line with company credit policies.
Conduct credit analysis, background checks, and verification of customer information.
Approve, recommend, or decline credit requests based on risk assessment.
Monitor customer accounts to ensure timely repayments and follow up on overdue accounts.
Prepare credit reports and maintain accurate customer credit records.
Identify potential credit risks and recommend mitigation strategies.
Work closely with sales, finance, and recovery teams to ensure smooth credit operations.
Ensure compliance with internal policies and regulatory requirements.
Provide excellent customer service and guidance on credit-related matters.

Requirements & Qualifications

ND in Finance, Accounting, Economics, Business Administration, or related field.
1–3 years’ experience in credit analysis, lending, or related roles (fresh graduates may be considered for entry-level roles).
Strong analytical and decision-making skills.
Good knowledge of credit processes and risk assessment.
Proficiency in MS Excel and basic financial reporting tools.
Excellent communication and interpersonal skills.
High level of integrity and attention to detail.